Some Key Figures and the Main Drivers for the Development of SCT Inst

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The Italian Banking Association analyses the launch and growth of Instant Payment in Europe. Full reachability and interoperability and the development of instant payment-based services and products are key for making SCT Inst the “new normal” across Europe.


Italian Payment Service Providers (PSPs) were among the first to adhere to the SEPA Instant Credit Transfer (SCT Inst) Scheme that was launched in November 2017 by the European Payments Council (EPC).From the beginning, Italian PSPs decided to devote a substantive effort to the development of SCT Inst, targeting mainly to “digital customers” already used to operating online, by making instant payments available via multiple channels (i.e. online banking, mobile banking applications) and received positive feedback even at the earliest stages. Individuals are becoming increasingly familiar ...

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Banque et Stratégie Nº389